2nd Mortgage
- Great for budget projects
- Draw on equity in your home
- Flexible terms/Fixed rate
- 5yr - 12yr Terms
- No-Fee Options
- 10-year draw period
- 10-year repayment period
- Convenience of a Visa credit card.
Make your dream of owning a home a reality. Whether you’re buying your first home or your retirement home, our mortgage experts will help you navigate the programs and loan options that work best for you.
We’re committed to getting you the best value with the best service around. Let us put our experience to work for you, and you can sleep soundly in your new home sooner than you might think
If you prefer a lump sum for a set expense instead of a revolving credit line, our Second Mortgage loans provide a fixed rate and payment structure for financial predictability. Use the funds for large purchases, major renovations, or life milestones.
There are lots of misconceptions about reverse mortgages but they can be a really good option for many people. With over 20 years of experience in reverse mortgages, our experts can help you understand all the options and whether a reverse mortgage could be a good for you.
Let us answer all your questions so you can decide if a reverse mortgage would be an asset to enchance your retirement.
A short-term refinance mortgage offers homeowners an excellent opportunity to expedite their mortgage payoff and achieve significant cost savings in the process. By refinancing your existing mortgage into a shorter loan term, typically ranging from 5 to 12 years, you can potentially pay off your home much faster and become mortgage-free sooner than anticipated. One of the primary advantages of a short-term refinance is the ability to secure lower interest rates.
We're not talking about burgers here. When you want it your way, our construction loan process can free you up to dream and design.
We process draws quickly (usually within 48 hours) to keep you on schedule, and our low closing costs and low-fixed rates let you put more toward that dream closet or landscaped backyard.
Let us hammer out the details to keep you protected.
We're not talking about burgers here. When you want it your way, our construction loan process can free you up to dream and design.
We process draws quickly (usually within 48 hours) to keep you on schedule, and our low closing costs and low-fixed rates let you put more toward that dream closet or landscaped backyard.
Let us hammer out the details to keep you protected.
Our traditional Home Equity Line of Credit (HELOC) provides a revolving line of credit with competitive interest rates and the flexibility to borrow as needed. Draw funds over a 10-year period, pay only on what you use, and enjoy peace of mind from more flexible spending.
Check out our home equity loan solutions to find the one that’s right for you
Enjoy all the benefits of a traditional HELOC with a shorter draw period of 5 years which allows a lower monthly payment. Granite Credit Union’s LowPay Home Equity option is designed to help you manage your finances with minimal monthly obligations. Ideal for budget-conscious homeowners.